Housing Counseling
LSS Financial Counseling is accredited by the U.S. Department of Housing and Urban Development (HUD) to help individuals and families understand the home purchasing process, what steps to take to fix budgeting and credit problems and how to avoid predatory lending practices.
Please note: our Housing Counseling Services are only offered in Minnesota.
Homeownership Counseling
Buying a home can be a great financial asset for you and your family. Through this service, a HUD-certified housing counselor works with you to get your finances in order and walk you through the homebuying process. You can be sure you’re doing things right — and setting yourself up for long-term success — with our trusted support and resources for anyone considering homeownership.
Foreclosure Prevention Counseling
LSS HUD-certified housing counselors are specialists in foreclosure avoidance and prevention. They will set up a plan of action designed just for you and your situation.
- Waiting limits your options.
- 65% of homeowners who received foreclosure prevention counseling services were able to avoid foreclosure.
Reverse Mortgage Counseling
LSS HUD-certified housing counselors provide homeowners with impartial reverse mortgage education and discuss how a reverse mortgage will affect your financial situation.
Framework Homeownership Course
This online course was developed by the Minnesota Homeownership Center and the Boston-based Housing Partnership Network. It offers you additional education around smart homeownership, and it usually takes 4-6 hours to complete. It is a good complement to our Homeownership Counseling Services. It costs $75 and was created to help first time homebuyers better understand the buying process.
Get Started Today
Our free and confidential Housing Counseling Services are available for Minnesota residents by phone or virtually. We also offer in-person appointments across Minnesota.
We have counselors who are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.