Sense & Centsibility Blog

Latest Blog Posts

Metal shopping cart with two wrapped presents in its basket. Behind the cart are blurry images of multi-colored lights.
Debt
Holiday Shopping

Planning ahead for the holidays [avoid credit card debt]

Happy Black man sitting in the driver's seat of a car and holding the steering wheel. Black woman and black child smile at him from outside the driver's side of the car.
Budgeting
Overspending

Making a large purchase? [eight things to consider]

Three adult men and two adult women walking and laughing together along a path in a wooded area.
Being Frugal
Budgeting

Productive things to do [instead of spending money]

Young woman of south Asian descent, sitting at a table, holding a document a document, and reading it intently. On the table in front of her is a laptop.
Credit
Credit Report

Take advantage of your free credit report

Person of color sits at a desk, making calculations on calculator with the right hand and holds a cell phone with the left hand. A laptop lies on the table behind the calculator.
Financial Wellness
How To Guides

Living paycheck to paycheck? [five steps to break the cycle]

Couple with arms around each other, smiling. Person off camera puts a key in the man's hand.
Housing

First-generation homebuyer assistance now available to Minnesotans