January is the time of year when many of us make New Year's resolutions to make our lives better. Because money and finances make a huge impact in our lives, you might resolve this year to increase your financial wellness or improve your financial situation in some way. Here are tips to help you stick to your New Year’s resolution.

Keep it simple

Choose one, simple goal. To keep this blog post simple, too, I’m going to focus specifically on paying down debt. My goal would be to “Reduce credit card debt.”