Managing Finances 

LSS offers a wide range of services to support older adults in achieving financial wellness. These include support that allows individuals to remain living at home, financial counseling on reverse mortgages, credit, budgeting and debt, student loans and more.

All LSS Financial Counseling Services

LSS Financial Counseling is a full-service credit counseling agency. We offer quality guidance, knowledge and tools so you can make a plan to achieve financial wellness. Offices are located in Minnesota and Wisconsin, with services offered locally and nationally over the phone and online.

Energy Assistance Program

Serving residents of Crow Wing County experiencing challenges paying their bills or with unexpected energy expenses.

Fiscal Management Services

Financial and technical support for individuals and families who choose to design their own support structures and remain in their own homes and communities.

Identity Theft and Fraud Prevention

Tips to help protect your confidential information, prevent identity theft and detect if your information has been compromised.

Reverse Mortgage Counseling

A reverse mortgage is a special type of home loan that lets older adults convert a portion of their home equity into cash.